WHO WE ARE
Brown-O’Haver is a professional, public insurance adjusting company. We work only for insurance policy holders - individuals and businesses. We do not represent insurance companies. We are your advocate!
Brown-O’Haver is affiliated with the National Association of Public Insurance Adjusters (NAPIA), the Rocky Mountain Association of Public Insurance Adjuster (RMAPIA) and the Better Business Bureau (BBB) and abides by these association's strict code of standards and ethics.
We support the insurance industry's Public Adjuster Certification Program. Our Staff includes Certified Professional Public Adjusters (CPPA) and Senior Professional Public Adjusters (CPPA).
We relieve you of the tedious documentation and frustrating efforts you would have to go through in resolving claims with your insurance company.
Fire, theft, vandalism, wind, tornado, earthquake, business interruption!
Let us put our experience to work for you.
EXCEEDING CLIENT EXPECTATIONS SINCE 1988!
25 YEARS serving policyholders only!
EXCEEDING CLIENT EXPECTATIONS SINCE 1988!
BROWN - O’HAVER BBB ACCREDITED BUSINESS SINCE 1988!
REFERENCES, REFERENCES, REFERENCES!
Over 2,500 clients! We may have previous clients in your same Zip Code!
EXPERIENCE & EDUCATION!
BROWN - O’HAVER has close ties with the Adjusters Insurance School. Brown - O’Haver personnel understand the paragraphs, clauses, exclusions, exemptions - the critical details of your insurance policy.
Organizational approval of education and training granting designations such as SCLA, CPPA, SPPA. Brown - O’Haver Personnel set the standard in knowledge, training and acceptance in professional rating organizations.
BROWN - O’HAVER personnel are very involved in protecting the insurance consumer through standards promulgated by NAPIA (National Association of Public Insurance Adjusters, RMAPIA (Rocky Mountain Association of Public Insurance Adjusters).
Two of our office staff have served on the State Oversight Board which writes the questions posed of adjuster applicants!
Check out www.adjusteradvocate.com to obtain the thought processes used in the adjustment of insurance claims!
Since 1988 we have provided public adjusting and claim support with a commitment that all decisions will be made as to what is the best service to provide to our clients. If you have suffered an insurance loss or are helping someone who has, you may have questions. We welcome your call and stand ready to assist you in any way.
Areas we serve:
I would never even dial the phone number of an insurance company before I get in touch with Brown O-Haver. Dealing with an insurance company on a claim is much like digging a hole with your hands, after awhile your hands get sore, you tire out and realize that you are getting no where. Brown O-Haver comes in like a bulldozer. These are Great People Tommy Bailey
The Church at Arrowhead (TCAA) suffered a major loss when our main worship center roof collapsed. Brown - O'Haver with their expertise gave our pastoral and administrative staff peace of mind during those initial days after the traumatic loss and afterwards. TCAA realizes the resources and assets that God blessed us with were in good and qualified hands. Katrina L. Pellerin, Financial Director
The Church at Arrowhead
I'm so in awe of your endless patience with all of us who suffer stupidity from Insurance Companies. A World of Thanks! Haynes Rajbhandary
To Rae: You are a shining example of the best America has to offer. Thank you and God bless you. Ben Carson
Candidate for U.S. President
Thank you so much for work with me, Dan. I love that my home is now back in the order that it was before the water washed me out. You gave my claim your all! Joan Koff
Thank you for your help, David. Muchas Gracias! Donna M. Steege
Albuquerque, New Mexico
I am very impressed with Dan (Dan Larsen, CPPA) and his work performance. I have never seen anybody so dedicated to their work. Diana S. Gomez
Thank you always for everything you do and have done to help me and papa. God Bless You. Patrizia Spencer
Grand Junction, Colorado
Thank you very much for all your help. There are angles all over the world and you are one of them. Silvia Romo
In a world of corporate greed, it is good to meet and get to know people like you, who fight for the little guy and for justice. Thank you so much. Julia Connoly
No doubt you already know what a gem you have in Dan but never the less, I wanted to tell you how pleased I've been with his exceptional service. Vicki Caraway
I would highly recommend his services to anyone seeking..a licensed adjuster. It was a pleasure to work with Mr. Young. Marco Torres
DBA Arizona Discount Store
Dave....we were able to reach a wonderful settlement....Thanks so much! Sally Odegard
Holloway Odegard & Kelly P.C.
We are so thankful for a company like yours. Jim and Lois DeMille
Bill...To say just "thanks" for your help and move on would be such a disservice to you because the service that you and Brown-O'Haver did for me was "outstanding" to say the least. Paul D. Rockwell
They worked hard for us.... All of this was greatly appreciated at such a stressful and difficult time. Barbara Lideen
It means a lot to us that someone with your vast experience in insurance, values our contribution to fighting the good fight. Daniel Treon
Treon & Shook, P.L.L.C.
I am thankful to Alice Young and her employees at Brown-O'Haver for all their dedication, honesty, and work on my claim. Mary Anne Leija
Thanks Bill Young for a job well done! Jay Young
Don Quijote Mexican/American Restaurant (former owner)
Bill, Thank you so much for all the work you and your brother have put into my claim. We really appreciate you! Glenda Watts
Thank you for your assistance with my recently denied claim. You had a superb paper trail that we could use to bring the claim to a conclusion. Paul Christensson
Brown-O'Haver did an unbelievable job representing me... I would highly recommend Brown-O'Haver; they were proficient, helpful and supportive. Roger Bolduc
From the bottom of our hearts, thank you so much....our nightmare is finally coming to an end. We would recommend you to anyone that needs help. Donald & Margaret Shemeld
You saved my duck...Dan, thank you for a great job. Pat Nance
Dan Larsen... I just wanted to say thank you for the good work you have done representing me for the second time. I am very happy with the end result and I will recommend you to anyone I know that needs your service, and I will definitely hire you again if I need your services in the future, Thank you. Mauro Maldonado
Your hard work, determination, and persistence really made a huge difference.....We are so pleased with the wonderful job you did for us. You lifted such a huge burden off our shoulders, plus saved us a ton of money. We will be ever grateful to the Brown-O'Haver team. Nahid Seif
Oklahoma City, Oklahoma
I could not manage this alone ..... I simply cannot say enough or adequately express my gratitude to Dan... he shepherded me through the entire process with understanding and patience of Job. ... his advocacy of me with my insurance company was leonine. Jean Painter
DpOM, CH, AC, L.Ac. Harmony Integrative Medicine
Thanks again for your professional assistance Dan! With appreciation for your expertise. Lisa Calmenson
I appreciate all of your help! It was so nice to not have to deal with much of anything, so grateful. Thanks to Bruce! Susan Romney
David, Thank you for your help......bringing in a public adjuster was the best thing that we could have done. Brown-O'Haver represented us well and gave us the comfort level required to get us through the experience. Thank you for being there and representing us. It was appreciated. Ronald Pies
Dan Larsen helped us every step of the way and answered all our questions....Dan always made us feel like we were his number one priority and showed us we were not alone and he was on our side. Rosa Franco
Wow! Thanks Dave! You are the best! Susan Etchebarren
Casey at the Bat
I want to tell you sincerely, what a great job you are doing. Your letters are, in a word, fantastic. Sam Woodruff
David Young ...knows his stuff. If there is a legitimate claim to be argued, his experience and knowledgeable team will get it done John Evans
Your efforts do not go unnoticed. John Evans
Phoenix, Arizona http://adaptiveenv.com/
We are proud to be assoicated with a policyholder advocate of your caliber. Amy Bach
San Francisco, California
Dan (Larsen, CPPA) was able to turn a horrible experience into a huge positive. Andrew Pristo
Sky High Creations
I want to take a minute to say: "Thank you". Roger Moore
20-20 Financial, LLC
Queen Creek Financial
Good Job, Guys! Bill Johnson
Paradise Valley, Arizona
Outstanding work! Blake D. Beeler
Oklahoma City, OK
I did make a great decision to hire you. You have been amazing. I can't thank you enough. I should have hired you sooner. They (insurance company people) were so rude and frustrating to deal with. Everything you have done has been greatly appreciated. Aaron Ashford
Pixi's fantastic! What a charming and efficient colleague you have! "L" Hall
Thank you. A job really well done! "L" Hall
L. Hall and C.J.T. Talar
I would like to thank you for the opportunity to assist you in handling our insured's claim. It has been a pleasure to work with you. Ashanti Barfield
Technical Specialist Travelers Insurance Company
Baltimore Claim Center
I do not have words to thank you. No one has fought for me in my life like David. David will be in my debt forever. Julia Connolly
Rimrock, AZ (Lake Montezuma)
"United Policyholders honors Brown - O'Haver for dedication to empowering the insured". Amy Bach, Executive Director
United Policyholders Association
Headquarters, San Francisco, California
To Rae Young: "Thank you for your participation in the Examination Review Meeting held recently (to review the questions on the Arizona Adjuster Examination). I would like you to know that your assistance was and is greatly appreciated." Mike Sirkin
PSI Services, LLC
PSI Formulates Questions for the Arizona Adjuster Exam
Thank you for doing such a good job in collecting from Traveler's Insurance. Because of you we did not have to file a law suit. Thank you, Jerry Jerry Simms
Turf Paradise Race Track T P Racing
1501 E. Bell Road, Phoenix, Arizona
To Dan Larsen, I received the check from Colorado Casualty yesterday. I want to thank you for all of your hard work and perseverance on this project. Your efforts made what was a very difficult event a lot easier to endure and you really helped me to understand the insurance adjustment process. I enjoyed working with you and appreciate all that you and David Young did for my partner and me! Although I am hoping for no more unfortunate events, you will certainly be my first call should any other insurance-related events arise. I would be happy to highly recommend you and your company to others that may need help with the insurance process. Donna Walker
GTI Realty Management, LLP
Office Complex Fire in Mesa, Arizona
Just want to say thank you for all your fine work ... against Ameriprise. I would be happy to give your website a testimonial. Thanks again. Rob Zawrotny
Just wanted to thank you for everything and all the care you gave to us and our home. Gregory Nava
Director, "El Norte", "Selena"
Santa Fe, NM
Despite all of the contractors and others who tried to persuade me not to hire a Public Adjuster, it is very clear that doing so was a valuable and smart decision. Please consider me a reference for your company in the future. Mark Godfrey
Captain, Phoenix Fire Department (Retired)
It is most unusual in today's business world to find a company that does, not only what they promised, but much more as well. Mr. & Mrs. Edwin P. Phelps, Jr.,
The settlement you obtained attests to your success. John M. Dickey, Pueblo Inn
Jane and I are grateful for the stability you helped provide during the time when things were looking despondent. Dr. Dennis P. Olson
I felt part of a team working toward MY best interest. Jo Ellen Huntington
No one should deal with an insurance company without an advocate; thanks for being ours. Ron and Linda Bexell
South Ogden, Utah
What good fortune we had in finding you. Marry and Maria Denicke
Despite some difficulties and limitations in our landlord policy Brown - O'Haver was able to find alternative avenues to help us capture the maximum amount possible under our policies. Charles and Barbara Burton
Oklahoma City, Oklahoma
It is unlikely my business could have survived the incurred loss without your expert representation. Don Allen
Arizona Tex Mat
After our fire, Brown - O'Haver was our lifeline back to sanity. Dani Lanz and Kirk Harmon
You handled my nearly $2 million loss superbly. Your adjuster lived and breathed my claim until it was settled. Bill West
The cost was extremely reasonable given the enormous amount of work you performed and I have since recommended Brown O'Haver to people who have experienced similar tragedies. Teresa Suslik
Oklahoma City, Oklahoma
Thanks for such a good settlement obtained so quickly. Jeff Hornecek
I would recommend you and your firm highly to anyone needing your services. Your knowledge of insurance 'policy' and the time you invested to hold them accountable was professional and to the point. I felt part of a team working toward MY best interest; no longer at the mercy of a company trying to procrastinate and manipulate their way out of paying a rightful claim. Jo Ellen Huntington
Insurance companies can be intimidating, but you make it a win-win for everyone (especially your clients). John Mulvaney
I was skeptical at first, but I would never handle a loss without Brown O'Haver now! Ed & See Too Tang
I can tell you and anyone who might consider using your services that you did what I absolutely could not do for myself. Theron H. Canterbury
The claim was settled in only 2 1/2 months, we were paid our policy limits, and you were able to minimize the amount of our time expanded on the claim! Abbas Naderpour
Oklahoma City, Oklahoma
Once I signed with you I didn't have to worry. I am so thankful that you arranged for the insurance company to pay a fair settlement. Margaret E. Richardson
I had been working with the insurance company for 9 months, but was not able to get more than what was originally paid. Brown O'Haver was able to get me a 170% increase in two months with an additional payment on my claim. Elisabeth Summers
Oklahoma City, Oklahoma
I had never heard of a public adjuster before my fire. Now I know why the State of Arizona licenses public adjusters. They help people like me. Nate Matthews
We won and that is really what counts. Tony and Judy Cleavinger
Words alone will never be enough to express my gratitude for all your help. Lyn Allison
You did a very complete inventory of the contents of our house. We were really dreading having to do that as it was very depressing to go back into our home which was now destroyed. It was also really nasty inside with soot on everything, the smell of smoke and water on carpets. An extra thanks to the ones who had to dig through that mess to do the inventory. Alan Kennedy
Oklahoma City, Oklahoma
No solo recomendaria a otros a que usen su servicio, peinso que es importante que tienen su ayuda. Julio Avila
I must commend you on your excellent work. It certainly shows what expertise can do in the face of recalcitrant insurance corporations, and what attention to the fine details of the damages incurred can produce. Melvin Goldsmith, President
Medical/Legal Orthopedics of Arizona Coolidge Properties Investment Corporation
Estoy muy contenta con todos los de Brown ? O'Haver Loss Claims Representatives y les recomiendo a qualquiera persona quien sufra una perdida como yo. Hermilinda Gomez
Thank you again for the time you invested to ensure that my family and I were represented properly in this matter. Please use us as a reference anytime. Richard Wandrych
"Had Mr. Young not been involved in my claim, it is likely that I would have received no compensation whatsoever. I?am grateful for the settlement?obtained." Brian Huddleston
Brian Huddleston Investments
"They are very nice people and most of all caring and honest. I will certainly recommend them to anyone I know needing this service." Beatrice A. Carhart
thanks for removing the hassle in dealing with the Insurance Company, the adjuster and the agent. It was a pleasure working with you! Larry B. Thompson
I know if it were not for your expertise, I would still be filling out forms and waiting for my claim to be settled. Ubaldo Ortiz
We are writing to express our appreciation for all the work you did in regard to our claim. We were very pleased and would be happy to recommend your service to anyone.