Services We Provide
If you suffer a property loss there are three coverages that payments will be made from; physical damage to the structure, damaged personal and business property, and additional living expenses or business loss. Brown O’Haver public adjusters provide services that fit each category to help you and your family or business through your claim.
Structure
- Review and prepare estimates to ensure all damages to your physical property are accounted for and paid properly
- Meet and inspect the physical damages with insurance adjusters, contractors, and vendors
- Acquire necessary reports to determine cleaning and repair cost values
- Secure appropriate insurance payments
- Secure expert opinions as necessary
Contents
- Conduct full count physical inventories and prepare detailed inventories with replacement cost values
- Acquire necessary reports to determine cleaning and repair cost values
- Secure appropriate insurance payments
- Secure expert opinions as necessary
Additional Living Expenses/Business Interruption
- Document and compile expenses outside of normal living expenses
- Acquire necessary reports to support business loss
- Calculate loss revenue
Mortgage Claims
- Work with your mortgage company to track funds
- Schedule inspections in order to keep the money flowing
